Lending Origination Solution

With real-time lending approvals and custom risk-based rates, you’ll provide your customers with omnichannel lending origination for a diverse set of financial products and services. Combined with our account origination software, your customers can be automatically prompted for deposit account upsells during the application process while your product stack is made available in one simple online application process.

LIVE FEATURES

SPEED OF APPLICATION

Decrease the LOS process to under 15 minutes, both online and in-branch. With core banking integration, you’ll improve staff efficiencies and back office processing.

OMNICHANNEL AND RESPONSIVE EXPERIENCE

Deliver a consistent user experience in-branch, online and cross-channel on any device.

BROAD SET OF LENDING PRODUCTS

Our lending origination software provides complete digital lending solutions with an intuitive, advanced application process for retail and business banking.

INNOVATIVE DECISIONING ENGINE

Our decisioning model is highly configurable for lending and rate determinations. It’s also simple to configure and understand for lending and risk management.

AUDIT LOGGING

Full audit logging is available for decisioning matrices and application processing to help gain an in-depth understanding of how decisions have been and will be made.

CHECKLIST AND WORKFLOW MANAGEMENT

Build and configure internally managed custom checklists you can associate to products.  A wide set of statuses let you build and manage lending workflows in a way that makes sense for your business goals.

CONFIGURABLE AND SELF-MANAGED

Create and launch new lending products any time without intervention or change requests, and quickly respond to shifting markets to meet your customers’ evolving needs.

SUSPEND AND RESUME

Your customers can easily start their purchase then save and resume whenever and wherever they want.

MULTIPLE PRODUCTS

Your customers can apply for deposit products in conjunction with their lending application for one-stop-shopping when combined with ASAPP AOS.

DIGITAL SIGNATURE SUPPORT

Manage your document library and digitally capture signatures through ASAPP’s DocuSign® integration.

INSURANCE INTEGRATION

With creditor insurance integration through ASAPP’s Valeyo / CPL or CUMIS integration, you can effectively provide life, disability and critical illness insurance to your lending customers in-branch or through digital self-serve channels.

PLANNED FOR FUTURE RELEASES

  • Enhanced reporting and analytics dashboard
  • Payroll income verification (Equifax product)
  • Abandoned cart functionality
  • CMHC / Genworth integration for retail high-ratio mortgages